:root{
  --ink:#1c2025;
  --charcoal:#2b323a;
  --steel:#46586a;
  --steel-light:#6b7f94;
  --sand:#efe6d2;
  --tan:#c9a86a;
  --rust:#a8542c;
  --paper:#faf7f1;
  --card:#ffffff;
  --line:#ddd2ba;
  --muted:#5c646e;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--rust);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.25;color:var(--ink)}
h1{font-size:2.4rem;margin-bottom:.6rem}
h2{font-size:1.7rem;margin:1.6rem 0 .6rem}
h3{font-size:1.2rem;margin:1.2rem 0 .4rem}
p{margin-bottom:.9rem}
ul,ol{margin:0 0 1rem 1.4rem}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* header */
.site-header{background:var(--ink);color:#fff;position:sticky;top:0;z-index:50;
  box-shadow:0 2px 8px rgba(0,0,0,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;
  max-width:1200px;margin:0 auto;padding:12px 20px;gap:12px}
.brand{color:#fff;display:flex;align-items:center;gap:12px}
.brand:hover{text-decoration:none}
.brand-mark{width:52px;height:52px;border-radius:10px;overflow:hidden;flex:none;
  background:#8a8d90;display:flex;align-items:center;justify-content:center}
.brand-mark img{width:100%;height:100%;object-fit:cover}
.brand-text strong{display:block;font-size:1.05rem;letter-spacing:.5px}
.brand-text small{color:var(--tan);font-size:.72rem;letter-spacing:2px}
.header-cta{display:flex;gap:10px;align-items:center}
.nav-toggle{display:none;background:none;border:2px solid var(--tan);color:#fff;
  font-size:1.4rem;border-radius:6px;padding:4px 12px;cursor:pointer}
.main-nav{background:var(--charcoal)}
.main-nav ul{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;
  margin:0;max-width:1200px;margin:0 auto}
.main-nav a{display:block;color:#f0e9d8;padding:12px 16px;font-size:.95rem}
.main-nav a:hover,.main-nav a.active{background:var(--rust);color:#fff;text-decoration:none}

/* buttons */
.btn{display:inline-block;padding:13px 28px;border-radius:6px;font-weight:700;
  letter-spacing:.5px;font-size:1rem;border:2px solid transparent;cursor:pointer;text-align:center}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--rust);color:#fff}
.btn-primary:hover{background:#8d4423}
.btn-outline{border-color:#fff;color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.15)}
.btn-dark{background:var(--ink);color:#fff}
.btn-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.2rem}

/* hero */
.hero{position:relative;color:#fff;padding:90px 0;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:url('../images/hero.jpg') center/cover no-repeat}
.hero-shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,22,26,.72),rgba(20,22,26,.45) 55%,rgba(20,22,26,.78))}
.hero-inner{position:relative;max-width:1080px;margin:0 auto;padding:0 20px}
.hero h1{color:#fff;font-size:2.9rem;margin-bottom:.7rem;text-shadow:0 2px 10px rgba(0,0,0,.5)}
.hero p.lead{font-size:1.25rem;max-width:640px;color:#f3ecdd}
.hero .btn-row{margin-top:1.6rem}
.page-hero{background:linear-gradient(135deg,var(--charcoal),var(--steel));color:#fff;padding:56px 0}
.page-hero h1{color:#fff}
.page-hero p{color:#e8dfc9;max-width:720px}

/* sections */
.section{padding:56px 0}
.section-alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:1.4rem}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:26px;
  box-shadow:0 2px 6px rgba(60,50,30,.06)}
.card h3{color:var(--rust);margin-top:0}
.card .icon{font-size:1.8rem}
.rate-card{text-align:center}
.rate-card .price{font-size:2.6rem;font-weight:800;color:var(--ink)}
.rate-card .amp{font-size:1.1rem;font-weight:700;color:var(--steel);letter-spacing:1px}
.rate-card .note{color:var(--muted);font-size:.9rem}

/* cta band */
.cta-band{background:linear-gradient(135deg,var(--rust),#7e3d1f);color:#fff;padding:52px 0;text-align:center}
.cta-band h2{color:#fff;margin-bottom:.4rem}
.cta-band p{color:#f6e8d4;max-width:640px;margin:0 auto}
.cta-band .btn-row{justify-content:center}

/* trust strip */
.trust{background:var(--ink);color:#e9dfc8;padding:26px 0}
.trust ul{list-style:none;display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:center;margin:0}
.trust li{font-size:.95rem;letter-spacing:.4px}
.trust li::before{content:"\2713";color:var(--tan);margin-right:8px;font-weight:700}

/* footer */
.site-footer{background:var(--charcoal);color:#d8cfb8;padding:48px 0 0}
.footer-inner{max-width:1080px;margin:0 auto;padding:0 20px;display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px}
.site-footer h3{color:var(--tan);font-size:1rem;letter-spacing:1px;margin-bottom:.6rem}
.site-footer a{color:#f0e6cf}
.site-footer p{font-size:.95rem}
.footer-bottom{background:var(--ink);color:#9a917c;text-align:center;padding:16px;
  font-size:.85rem;margin-top:36px}

/* forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:32px;
  box-shadow:0 2px 8px rgba(60,50,30,.07);margin-top:1.4rem}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
label{display:block;font-weight:600;font-size:.92rem;margin-bottom:5px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #c9c2ae;border-radius:6px;
  font-size:1rem;font-family:inherit;background:#fffdf8}
textarea{min-height:120px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--tan);border-color:var(--tan)}
.checks{display:flex;flex-wrap:wrap;gap:8px 20px;margin:.4rem 0 1rem}
.checks label{font-weight:400;display:flex;gap:8px;align-items:center}
.checks input{width:auto}
.req{color:var(--rust)}

/* faq */
.faq-item{border:1px solid var(--line);border-radius:8px;margin-bottom:12px;background:#fff;overflow:hidden}
.faq-item summary{padding:16px 20px;cursor:pointer;font-weight:700;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";float:right;color:var(--rust);font-size:1.3rem}
.faq-item[open] summary::after{content:"\2013"}
.faq-item .faq-body{padding:0 20px 18px;color:var(--ink)}

/* sticky mobile cta */
.footer-logo{width:120px;border-radius:10px;margin-bottom:12px}
.banner-img{width:100%;border-radius:0;display:block}
.call-strip{background:var(--ink);color:#fff;padding:18px 0;text-align:center}
.call-strip a{color:var(--tan);font-weight:800;font-size:1.3rem}
.call-strip a:hover{color:#fff}
.sticky-cta{position:fixed;bottom:0;left:0;right:0;z-index:60;
  background:var(--ink);padding:10px 14px;box-shadow:0 -2px 10px rgba(0,0,0,.3);
  display:none;gap:10px}
.sticky-cta .btn{flex:1;padding:12px;font-size:.95rem}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.placeholder-note{background:#fff8e6;border:1px dashed var(--tan);border-radius:8px;
  padding:14px 18px;font-size:.93rem;color:var(--muted);margin-top:1rem}

@media(max-width:860px){
  .form-grid{grid-template-columns:1fr}
  .two-col{grid-template-columns:1fr}
  .hero h1{font-size:2.1rem}
  .hero{padding:64px 0}
}
@media(max-width:760px){
  .nav-toggle{display:block}
  .header-cta .btn{display:none}
  .main-nav{display:none}
  .main-nav.open{display:block}
  .main-nav ul{flex-direction:column}
  body{padding-bottom:76px}
  .sticky-cta{display:flex}
}